Know the money decision worth reviewing first.
Connect your accounts read-only. Orbeva turns the full picture into a reviewable decision card: the inputs, assumptions, tradeoffs, and risks are visible before you do anything.
Orbeva connects view-only and can never move your money — you make every trade and payment yourself.
Start with the questions a cautious buyer already has.
Before feature lists, Orbeva answers the practical questions: safety, setup, what appears first, and why the recommendation is worth reviewing.
Can I connect safely?
Plaid links are view-only. Orbeva never sees your bank password and cannot move money.
What will I see first?
Net worth, cash flow, spending, debts, holdings, and manual assets reconcile into one workspace.
What should I review?
The first card ranks a money decision and shows the inputs, assumptions, and tradeoffs beside it.
What could go wrong?
Margin distance, concentration, and cross-border tax context stay close to the recommendation.
The read-only trail from connection to decision.
The page should feel alive because the product is accountable: every step has a source, a boundary, and a control point before a user reviews a money move.
- 1SourceConnect read-onlyBalances, transactions, debts, and holdings enter through view-only links. Orbeva cannot initiate payments or trades.No bank password stored
- 2ReconcileBuild the full pictureCash, debt, investments, income, bills, and manual assets are grouped into one tenant-scoped workspace.Tenant-isolated workspace
- 3RankSurface one reviewThe engine compares APR drag, cash buffer, timing, and risk context to rank the decision worth reviewing first.Inputs stay visible
- 4ControlAct only if you chooseEvery card shows assumptions and tradeoffs. You make every payment, transfer, or trade outside Orbeva.User action only
Designed as decision support: Orbeva explains evidence from read-only data, labels assumptions, and keeps execution in the user's hands.
See it in 38 seconds.
The real product on demo data — connect read-only, watch the full picture assemble, and review the first decision card. Captions on; sound optional.
Illustrative demo data. Not financial advice.
Connect once. Your whole picture builds itself.
- 1Connect read-onlyLink a bank or brokerage through Plaid. Your login is never stored, and it takes a couple of minutes.
- 2Your picture builds itselfAccounts reconcile into one view — net worth, cash flow, spending, and every transaction.
- 3Review the evidenceOrbeva ranks one decision worth reviewing first and shows the assumptions before you act.
- 4Add what banks can’t seeA private mortgage, startup equity, a car loan — so the number you act on is your true one.
Not just insight — a decision trail you can inspect.
Orbeva ranks the money decisions likely to matter, compares funding paths from your own accounts, labels the assumptions, and lays out ordered steps for you to review. It can track what changed in read-only data; you make every payment, transfer, and trade yourself.
It's the bridge from insight to a reviewable plan — and it never moves your money for you. Orbeva is strictly read-only; you make every trade and payment yourself.
The proof is not another chart. It is the decision trail.
Each card begins with a question a user already has, then shows the data source, assumption, and reason to review it now.
Built for a decision, not just a dashboard.
Budget tools, spreadsheets, and advisor portals can all help. Orbeva is the read-only layer for turning connected facts into a plan you can review without handing over control.
| Orbeva | Budget-first apps | Manual planning | |
|---|---|---|---|
| One decision to review first, with evidence | — | — | |
| Funding paths and tradeoffs shown together | — | — | |
| Margin & liquidation watch (distance-to-call) | — | — | |
| Concentration-risk context | — | — | |
| Cross-border US / Canada tax | — | — |
I wanted software that showed the evidence before the recommendation.
I’m an engineer. The finance product I wanted didn’t exist to buy — nothing pulled the whole picture together and made the first decision easy to inspect. So I built it, and I’ve run my own money on it for a year.
The questions worth answering before you connect anything.
Yes. Connections are read-only through Plaid. Orbeva can read balances, transactions, and holdings for your workspace, but it cannot move money, initiate payments, place trades, or see your bank password.
In your own private, isolated workspace. Your financial data is used to produce your insights, not to train AI models, not to build pooled datasets, and not to sell to anyone. You can export or delete it.
A private dashboard with net worth, cash flow, spending, holdings, debts, and manual assets in one place. The first decision card explains what is worth reviewing, which inputs it used, and what assumptions could change the answer.
The recommendation is not a black-box command. Orbeva shows the connected balances, rates, holdings, timing assumptions, and risk context beside the card so you can inspect the reasoning before doing anything.
No — it’s decision support, not regulated financial, tax, or investment advice, and not your fiduciary. It shows what your own numbers imply, in plain language; you stay in control, and anything major is worth confirming with a pro.
Budgeting dashboards are useful for spending history and habits. Orbeva is a read-only decision layer: it helps identify the review that matters now, shows the evidence, and keeps portfolio and cross-border risk context beside the recommendation.
No. Connect your accounts read-only in a couple of minutes and your workspace builds itself — no spreadsheets, no wiring tools together.
Orbeva Plus is $9/month or $79/year. New accounts receive 7 days at no cost with a payment method required up front. Annual is preselected as “2 months free.” No setup, cancellation, or early-termination fee.
Anytime, one click from your account, with an emailed confirmation. No contract, no cancellation fee — and you can export or delete your data whenever you like.